Frequently Asked Questions

  • A public adjuster is a licensed professional who represents policyholders in the insurance claims process. We work on your behalf to ensure you receive the maximum settlement for your property loss by assessing damages, interpreting insurance policies, and negotiating with  the insurance company. 

  • Public adjusters have the expertise to navigate the complex insurance claims process, interpret policy language, and advocate for your best interests. We work exclusively for you, not the insurance company, ensuring a fair and equitable settlement. 

  • It's advisable to contact a public adjuster as soon as possible after the loss occurs. Early involvement allows us to assess damages, document evidence, and start the claims process promptly, increasing the likelihood of a favorable outcome. 

  • Our services operate on a contingency fee basis. We only charge a percentage of the final settlement received from the insurance company. If there's no recovery, there's no fee. 

  • We handle a wide range of property losses, including but not limited to fire damage, water damage, storm damage, theft, vandalism, and business  interruption. Our expertise covers both residential and commercial properties. 

  • Yes, you can still hire a public adjuster even if your claim has been denied. We can review the denial, assess the situation, and work towards reopening the claim or appealing the decision. 

  • We will need details about the property loss, including the date and cause of the incident, a list of damaged items, any repair or restoration estimates, and your insurance policy information. 

  • No, our goal is to facilitate a fair and amicable resolution. We maintain professional relationships with insurance companies while prioritizing your interests.